A real person on the line
Call and talk with someone who will listen to your situation and answer your questions directly.
Auto insurance coverage, explained clearly
Auto Guard helps drivers understand their auto insurance options and talk them through with a real representative. Request a quote online or call us to get started.
- Free to ask
- No obligation
- Talk with a person
Call or request onlineTwo easy ways to start
Speak with a representativeQuestions answered directly
Six coverage areasFrom liability to roadside help
Based in Everett, WAServing drivers nationwide
Why drivers call Auto Guard
Shopping for car insurance can mean a lot of unfamiliar terms. We keep the conversation simple and focused on you.
Coverage in plain language
We explain liability limits, deductibles, and coverage types without jargon, so you know what you're looking at.
Options that fit your situation
We look at your vehicle, your driving, and what matters to you before talking through coverage options.
Your pace, no pressure
Ask questions, take time to think, and decide when you're ready. Requesting information commits you to nothing.
Auto coverage we can help you understand
Every driver's needs are different. Here are the main parts of a car insurance policy and the questions we can help you work through.
Auto insurance
An overview of the coverage that makes up a personal auto policy, and help deciding which pieces you need.
- Personal vehicles and daily drivers
- New policies and policy reviews
- Adding a driver or vehicle
Liability coverage
Helps pay for injuries or property damage you cause to other people in an accident you're responsible for.
- Bodily injury liability
- Property damage liability
- Understanding state minimums
Comprehensive coverage
Helps pay for damage to your vehicle from events other than a collision.
- Theft and vandalism
- Fire, hail, and flooding
- Falling objects and animal strikes
Collision coverage
Helps pay to repair or replace your vehicle after it hits another vehicle or an object, regardless of fault.
- Accidents with other vehicles
- Single-vehicle accidents
- Choosing a deductible
Roadside assistance
An optional add-on some policies offer for help when your car won't go.
- Towing and jump-starts
- Flat tire and lockout help
- Fuel delivery
Uninsured motorist coverage
Helps protect you when the other driver has no insurance or too little to cover your losses.
- Uninsured motorist bodily injury
- Underinsured motorist coverage
- How it pairs with your other coverage
Coverage descriptions are general. Availability, limits, and terms vary by insurance company and state, and are set out in the policy itself.
How it works
Getting started takes a few minutes.
Request information
Fill out the short form below or call us. Tell us a little about you and your vehicle.
Speak with a representative
An Auto Guard representative reaches out by your preferred method to understand what you need.
Explore your coverage options
Review available options together, ask questions, and decide what works for you.
About Auto Guard
Auto Guard was built around a simple idea: people make better decisions about car insurance when someone takes the time to explain it. Policies are full of limits, deductibles, and exclusions that are easy to misread, and most drivers only think about them when something goes wrong.
From our office in Everett, Washington, we talk with drivers across the country about the coverage they have, the coverage they're considering, and what each option actually means for them. We listen first, answer questions honestly, and respect your time and your decision.
- Straight answers. If we don't know something, we'll say so and find out.
- Your information, handled with care. We use it to respond to your request, as described in our Privacy Policy.
- Your decision. We explain options. You choose what's right for you.
Frequently asked questions
Common questions about car insurance and getting started with Auto Guard.
What information should I have ready?
It helps to have your driver's license, your vehicle's year, make, and model (or the VIN), the address where the vehicle is kept, and your current policy's declarations page if you have one. If you don't have everything, you can still start the conversation.
What is the difference between liability, collision, and comprehensive coverage?
Liability coverage helps pay for injuries or property damage you cause to others. Collision coverage helps pay to repair your own vehicle after a crash. Comprehensive coverage helps with damage from events other than a collision, such as theft, fire, hail, flooding, or hitting an animal. Exact definitions and limits depend on the policy.
Is auto insurance required?
Most states, including Washington, require drivers to carry at least a minimum amount of liability coverage or show other proof of financial responsibility. Requirements differ by state, and a representative can walk you through what applies where you live.
What affects the cost of a policy?
Insurers commonly look at things like your driving record, the vehicle you drive, where it's garaged, how much you drive, and the coverage limits and deductibles you choose. Each insurance company sets its own pricing, so we don't quote prices on this website.
Does it cost anything to request information?
No. Requesting information or speaking with Auto Guard is free and doesn't commit you to buying anything.
Is Auto Guard an insurance company?
No. Auto Guard does not issue policies. We help you understand coverage types and your options. Any policy you choose is issued by an insurance company, which sets the coverage, eligibility, and price.
How will you contact me, and can I opt out?
We'll reach out using the method you choose on the form. You can ask us to stop contacting you at any time by telling a representative, replying STOP to a text, or calling 1-888-381-3708.
Request your auto insurance quote
Share a few details and an Auto Guard representative will contact you to talk through your coverage options. Prefer to talk now? Give us a call.
Call Auto Guard1-888-381-3708
Office
121 112TH ST SW APT B101
EVERETT, WA 98204
Request received
Thanks for contacting Auto Guard. A representative will reach out using your preferred contact method. If you'd like to talk sooner, call 1-888-381-3708.
Ready to talk about your car insurance?
Call Auto Guard at 1-888-381-3708 or request a quote online. We'll take it from there.